Using your personal credit to get money and credit for your business can be disastrous.

Firstly, 10% of your total consumer credit score is based on how many inquiries you have on your report, or basically how much new credit you are applying for so just in applying for business credit and financing and having your personal credit pulled could result in your consumer score being lowered.

One of the biggest issues with using your personal credit for business purposes is that 30% of your entire consumer score is based on “utilization”, or the percentage of your available credit you are using. If you use more than 30% of the limit of any revolving account, your scores will go down… and they can go down 100 points or more… OUCH!

So just by giving your personal credit to apply and use credit, you adversely impact 40% of your entire consumer score … That means you can easily DESTROY your personal credit just by trying to build your business. But when you build credit for your business EIN that’s separate from your SSN, the credit you then obtain will have zero impact on your personal credit because your personal credit isn’t pulled for approval and the credit you get won’t report to the consumer reporting agencies.

Did you know that ANY business can get high-limit business credit accounts? You don’t need collateral or cash flow for approval, and you can get approved regardless of personal credit quality.

I’ve spent most of my career helping people understand business credit, business funding, and ways to fund a business. One thing that doesn’t is our level of service. Once you get started with our program you will discover.

• Crowdfunders with massive platforms and influence that have hundreds of thousands of followers who want to invest in businesses like yours.
• SBA loans and credit lines up to $5M with 30-year loan terms and rates less than 5% ..
• A NEW $100,000 credit line that’s not based on consumer credit and requires no personal guarantee.
• Startup credit lines for $150, 000 with 0% rates .. that require no income documentation for approval.
• Multiple *Artificial Intelligence” credit lines and loans for $100,000 to $150,000 that don’t require good credit.
• Business credit cards with $30,000+ limits for your EIN. These are NOT linked to your SSN and require no personal credit check or personal guarantee.
• And much, much more.